Univé is a Dutch health insurer that offers various health insurance policies, from basic insurance to supplementary packages. They are known for their customer-friendly service and the possibility to receive collective discounts through employers or associations.

At Univé you can choose from various basic insurance policies, such as the Univé Zorg Basis (in-kind policy) and the Univé Zorg Vrij (restitution policy). With an in-kind policy you have a limited choice of contracted healthcare providers, while with a restitution policy you can choose which healthcare provider you go to, with full reimbursement up to market-conform rates.

In addition, Univé offers supplementary insurance policies, with which you can cover additional costs for, for example, physiotherapy, alternative medicine or dental care. They also have additional services such as the Univé Zorglijn, where you can get advice on medical questions and waiting list mediation.

Univé focuses on affordable care with good service and has no profit motive. This means that any profit flows back into premium reduction or additional healthcare services. Their insurances are suitable for different target groups, from young students to elderly people with specific care needs.

If you are considering taking out health insurance with Univé, it is useful to check whether your favorite care providers are contracted and which additional packages suit your situation.

Healthcare insurance comparison