DSW is a health insurer known for its transparency and low premiums. They offer both a natura policy and a reimbursement policy. With the natura policy, you receive full reimbursement from healthcare providers who have a contract with DSW, but if you go to a non-contracted healthcare provider, you only receive partial reimbursement. With the reimbursement policy, you can choose which healthcare provider you go to and the care is reimbursed up to the market-conform rate.
In addition to the basic insurance, DSW offers various supplementary insurances. With these, you can cover additional care, such as physiotherapy, dental care, glasses or lenses, and alternative medicine. The supplementary insurances differ in coverage, depending on your personal healthcare needs.
What makes DSW especially attractive is the transparency in costs and premiums. They try to keep the premiums as low as possible and do not compromise on the quality of care. In addition, DSW is not for profit, which means that they do not make a profit, but give any surpluses back to their customers in the form of lower premiums.