CZ is a large health insurer in the Netherlands that offers various health insurance policies, focused on affordable care and freedom of choice. They offer both in-kind policies and reimbursement policies, so you can choose between a cheaper policy with a limited choice of care providers or a policy that allows you to choose which care provider you go to. They also have a combination policy, a mix of both, which allows you to choose freely with some care providers and with others you are bound to contracted care.

In addition to the basic insurance, CZ offers various supplementary insurances. With these you can cover costs for, for example, physiotherapy, dental care, glasses or lenses, and alternative medicine. This makes it possible to tailor your health insurance to your own needs.

CZ also offers additional services, such as waiting list mediation to get help faster and online care advice. They also have a customer service that is easily accessible and makes it easy to submit claims via an app. CZ is a good choice for people who want flexibility in their choice of care, without wanting to pay too much for their insurance.

Healthcare insurance comparison