VGZ is a health insurer that offers various health insurance policies, such as a natura policy, reimbursement policy and combination policy. With the natura policy, you receive full reimbursement from contracted healthcare providers, but a lower reimbursement for non-contracted care. With the reimbursement policy, you can choose which healthcare provider you go to and you will be reimbursed for the care up to a market-conform rate. The combination policy is a mix of the natura policy and reimbursement policy, where some care is fully reimbursed and for other care you are bound to contracted healthcare providers.

In addition to the basic insurance, VGZ offers various supplementary insurance policies for additional care, such as physiotherapy, dental care, alternative medicine and glasses or lenses. The packages vary depending on your healthcare needs.

VGZ is known for its freedom of choice and good service. They offer various digital tools, such as an app to declare healthcare costs and manage your insurance. They also offer programs and discounts for a healthy lifestyle, such as support for quitting smoking or discounts at gyms. VGZ is suitable for people who are looking for flexibility and good customer service.

Healthcare insurance comparison