Achmea is one of the largest health insurers in the Netherlands and offers health insurance under various brand names, such as Zilveren Kruis, Interpolis, FBTO and De Friesland. This allows customers to choose from different policies and supplementary insurance, depending on their healthcare needs and budget.

Achmea offers both in-kind policies and reimbursement policies. With an in-kind policy, you receive full reimbursement from contracted healthcare providers, while with a reimbursement policy you can choose which healthcare provider you go to, with reimbursement up to a market-conform rate. In addition, there are combination policies that combine elements of both.

In addition to the basic insurance, Achmea offers supplementary insurance for additional care such as physiotherapy, dentistry, alternative medicine and glasses or lenses. The packages differ per brand and can be tailored to individual healthcare needs.

Healthcare insurance comparison