OHRA is a health insurer known for its reimbursement policy. This means that you can choose which healthcare provider you go to, without having to take into account contracts between the insurer and healthcare providers. You will receive full reimbursement of your healthcare costs, as long as they fall within the market-conform rates. This gives you a lot of freedom in determining where and by whom you want to be treated.

In addition to the basic insurance, OHRA also offers various supplementary insurances. With these, you can get additional healthcare costs reimbursed, such as physiotherapy, alternative medicine, dental treatments and glasses or lenses. The supplementary insurances are available in different packages, so you can choose what best suits your situation.

An advantage of OHRA is that there is no medical selection for supplementary insurances. This means that everyone can insure themselves without first undergoing a medical examination. In addition, you can easily submit claims via the OHRA app, which makes the process quick and easy.

OHRA focuses on clarity and freedom of choice. The insurer does not have complicated conditions and offers transparent reimbursements. This makes OHRA an attractive choice for people who want to decide for themselves where they receive their care. If you are considering insurance with OHRA, it is wise to look carefully at which supplementary insurances match your care needs.

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